Deputy Finance Minister urged to insure housing in areas with the risk of emergencies

It is necessary to insure the construction of housing in areas with risks of natural emergencies, said Deputy Finance Minister Ivan Chebeskov. According to him, insurance will help to reduce the budget burden, and citizens will begin to consciously approach the construction.

The deputy minister noted that natural emergencies "occur in a particular region every year." “We have long wanted to use the insurance mechanism to, firstly, reduce the budget burden, and secondly, create incentives for citizens to consciously approach the construction of a house,” Chebeskov said in an interview with RIA Novosti.

The Ministry of Finance recalled that in 2019 the law on voluntary housing insurance was adopted, but this “mechanism never worked”. According to Ivan Chebeskov, citizens who plan to build on risk-prone areas should understand that buying insurance, these risks must be managed.

In August, the head of the All-Russian Union of Insurers Yevgeny Ufimtsev said that banks began to demand inclusion in mortgage insurance risk of drone strikes. Such insurance becomes much more expensive, but without a policy with extended coverage, the rate can grow by about 2 percentage points, Kommersant wrote. The participants of the insurance market recorded an increase in business demand for insurance of risks associated with military operations and UAV attacks.

Details - in the material "Kommersant" "Air cover".