Associate Professor Shcherbachenko called three schemes of fraudsters on “Black Friday”

Associate Professor of the Financial University under the Government of the Russian Federation Peter Shcherbachenko warned about three schemes of fraud, which may intensify during the sales of “Black Friday”. Scammers use fake shopping sites, deception with delivery and fictitious offers of discounts on advertising platforms, he told MK in Tula.

One of the common ways of deception are sites-copies of famous brands and marketplaces. Buyers in the Tula region are offered goods with discounts of 50-70%, but after making an advance payment, the seller ceases to communicate, and the store itself disappears.

You can recognize a fake at a suspicious site address, which differs from the original one in one letter, lack of information about the company and requests to transfer money to a private person's card.

The second scheme involves fake delivery. Tulyak is called by a person who poses as a courier and asks to name the code from the SMS allegedly for registration or confirmation of receipt of the order. In fact, in this way, attackers can access accounts and other personal data.

The expert advises not to inform the codes from the messages to outsiders: in the real delivery they are called only when receiving the parcel in person.

Another option for defrauding residents of the Tula region is the offer of incredible discounts and coupons from private sellers on ad sites. Scammers try to transfer the conversation to a third-party messenger, where they are already trying to get money or confidential information of the buyer.

According to Peter Shcherbachenko, recognizing such tricks is becoming more difficult due to the development of artificial intelligence. With its help, attackers create almost exact copies of online stores, compile convincing personalized emails and even produce fake commercials with the participation of famous artists and bloggers.

In order not to lose money, the expert recommends that tulyaks carefully check the addresses of online stores, download applications only from official sources and not follow suspicious links from messages. Also, do not rush to buy if the seller artificially limits the time of the offer and requires immediate payment. Advertising promises and participation of famous persons are better checked on official resources.

Earlier, MK in Tula reported that only 9% of the region’s residents trust honest discounts during Black Friday.

Women were more optimistic about the sale than men: a real reduction in prices was recognized by 12% of women and only 6% of men.

At the same time, with age, confidence in shares becomes lower: among Tulaks under 35, 15% believe in the honesty of discounts, among residents from 35 to 45 years old - 9%, and among those over 45 years old - only 6%.

By the way, the respondents with a monthly income of 150 thousand rubles were the most skeptical: 76% of them consider Black Friday a fraud, and only 4% believe in real discounts.