Two expensive loans - limit: MFIs introduced a new restriction
The new rule applies to loans with PSK more than 200% per annum. At the first stage, MFIs will be able to simultaneously issue no more than two such loans to one person, and the audit should take into account obligations not only to microfinance organizations, but also to other creditors.
The new rule applies to loans with PSK more than 200% per annum. At the first stage, MFIs will be able to simultaneously issue no more than two such loans to one person, and the audit should take into account obligations not only to microfinance organizations, but also to other creditors.
The Central Bank previously explained that the measure is aimed at reducing the risk of a situation when the borrower takes a new microloan to repay the previous one. According to the regulator, about a third of MFI clients in the first half of 2026 had two or more high-value loans.
The restriction applies only to new applications submitted after October 1. Previously concluded agreements continue to operate. At the same time, the ban does not apply to new loans with a PUK below 200% per annum, if the borrower is able to service additional obligations.
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