The state will return the Tula part of the expenses: 3 ways to increase the family budget

According to the expert, part of the costs can be returned for treatment, training, sports and fitness: up to 19.5 thousand rubles a year with costs up to 150 thousand rubles. For the education of the child is added up to 14.3 thousand rubles.

The largest amounts are in real estate:

The easiest way is a personal account on the FTS website. A simplified procedure works for housing and IIS: the application is formed by the tax agency itself, according to the bank, and information about the treatment and training of clinics and universities is now transferred there directly.

Cultural scientist, lawyer, psychologist, religious scholar and economist Yaroslav Klimov, assistant of the Department of Humanities of the Faculty of Social Sciences and Mass Communications of the Financial University under the Government of the Russian Federation, advises to start with a personal account:

“For some expenditures, information flows directly from banks, clinics and educational institutions. Then the tax office prepares an application in a simplified manner: you need to verify the data, specify bank details and confirm the shipment. It is not necessary to collect certificates and fill out 3-NDFL for such an application. If there is no ready form, the right to deduction does not disappear. After the end of the year, you can send the declaration and the necessary confirmations through the same office. And for certain deductions, the money is available earlier: the Federal Tax Service confirms the right to benefits, after which the employer temporarily reduces the withholding of personal income tax. Choosing the method, it is worth considering for what year the expense was declared and whether the organization transferred the information to the tax. The amount of refund in any case depends on the actual paid personal income tax”.

There are other tools with a similar effect:

Even excluding real estate, deductions give the family up to 19.5 thousand rubles for social expenses and up to 14.3 thousand for the education of a child - this is already a noticeable amount for the annual budget. If you add the purchase of housing or mortgage, the total return may exceed half a million rubles.