From December 1, some categories of Tula will return preferential car loans

From December 1, Russia will resume the program of preferential car loans, which will allow buyers to save up to 40% of the cost of the car. That's what TASS says.

It is already known that for Tulaks, the amount of state support will depend on the category of the buyer and the selected car. Survivors of the weapons region, raising two or more minor children, will be able to get a 10% discount. And, for example, residents of the Far East are provided with a benefit of 25% on condition of registration and purchase of a car in this region.

A 20% discount in the Tula region will be issued by employees of state medical institutions, employees of state and municipal educational organizations, participants of the SVO and their families, as well as people with disabilities. The largest support - 40% - is intended for combat veterans who were injured or injured during the SVO and purchase a manually operated car.

Separate conditions apply when buying Russian electric vehicles and serial hybrids. In this case, the discount can be up to 35%, but not more than 925 thousand rubles. It is available regardless of the category of buyer.

For cars with an internal combustion engine, additional requirements are set. Their cost before the application of the discount should not exceed two million rubles, the level of localization of production should be at least 2500 points, and the total weight of the machine - no more than 3.5 tons. The program in the Tula region applies to new cars of 2026 and cars of 2025, if the vehicle passport is issued not earlier than December 1, 2025.

The bank will be able to send state support to pay a down payment or reduce the principal debt. For example, when buying a car for 1.8 million rubles, a 20% discount will save 360 thousand rubles. Tulyaks will be able to apply through a bank participating in the program or its partner dealer. At the same time, until the full repayment of the loan, the car will remain pledged to the bank.

Earlier, MK in Tula told about a resident of Novomoskovsk, who, together with an accomplice, tried to get bank money secured by a non-existent Kia Sportage car.

The men used fake documents about the ownership of the car and issued a loan of 1.6 million rubles in Sovcombank.

They received the money, did not intend to repay the debt and disposed of the funds at their discretion. The court found the Novomoskovets guilty of fraud in obtaining a loan and imposed a fine of 200 thousand rubles.