In the Tambov region mortgage takes almost half of the family budget
Residents of the Tambov region for the payment of a mortgage loan have to give 47.5% of the income of a family where two adults work
Residents of the Tambov region have to pay 47.5% of the income of the family, where two adults work. This follows from the rating of regions by the level of mortgage load, prepared on the basis of RIA Novosti data. According to this indicator, the region was in 61st place among Russian regions.
On average, the situation is better in the country: the ratio of the monthly mortgage contribution to the total earnings of two working Russians in 2026 decreased to 38%. For comparison, a year earlier, such high rates were much higher.
The rating was headed by the Chukotka Autonomous District, where only 20.1% of family income goes on a mortgage. The second place was occupied by the Republic of Ingushetia (22.9%), the third – by the Magadan region (23%). In 16 regions of the country, housing loan service requires more than half of the two average salaries, while in the 2025 ranking there were 60 such entities.
The most difficult situation remains in the Republic of Dagestan: there mortgage payments eat up 90% of family income. Close to this indicator Kalmykia (82%). In three more regions – North Ossetia, Kabardino-Balkaria and Crimea – the mortgage payment exceeds 60% of the earnings of two employees.
