How to check if fraudsters have issued a loan for a lost passport

If the passport is missing, you must immediately inform the police and cancel the document through the State Services. If criminals have time to use the data, a citizen can apply for a loan or register new SIM cards for fraudulent schemes. This is reported by the portal “Explain.RF”.

To ensure safety, the following steps must be taken:

Check your credit history

Go to the section "Receiving information about the storage of credit history" and send a free request (this is available twice a year). During the day, a list of credit bureaus (BKI) will come, where your data is stored. Request a report in each of them. The report will show all the loans issued in your name.

If there is a contract you have not signed:

If the lender refuses to admit the error – complain to the Bank of Russia or go to court.

Check the SIM cards

This can be done on the portal of public services in the section "SIM cards". It displays all the numbers registered on your documents. If there is an unknown number in the list, contact the operator and the police.

Protect yourself for the future

On public services, you can put a self-prohibition on issuing loans and issuing new SIM cards. With this option, banks and MFIs will not be able to issue a loan for you remotely.