The volume of loans to large businesses issued by Sber with the help of AI reached 8 trillion rubles

Within the framework of the Investor Day, dedicated to the 185th anniversary of Sber, First Deputy Chairman of the Board of the Bank Alexander Vedyakhin spoke about the areas in which the use of artificial intelligence gives the greatest economic effect.

Within the next three years, artificial intelligence should become part of the day-to-day processes of the bank and its customers, rather than a separate tool. It is assumed that AI assistants and agents will not only analyze information and make recommendations, but also independently perform certain operations. At the same time, setting tasks and making final decisions will remain for the person. Another direction is the transition to personalized offers online.

Alexander Vedyakhin said that the volume of loans issued to medium, large and largest businesses using artificial intelligence reached about 8 trillion rubles.

According to Vedyakhin, the next stage will be the expansion of the use of AI assistants for entrepreneurs and their employees. Such tools allow obtaining analytical data, checking counterparties and generating payments. In parallel, a single digital environment is being developed in which employees and AI agents will be able to work together with corporate documents and data.

Another direction of development will be the interaction of AI agents of different companies. As an example, Vedyakhin cited a pilot project presented at SPIEF-2026: agents of the buyer and supplier independently purchased industrial equipment. The entire process from sending a request to paying took less than a minute.

Our goal is to make technologies that used to require huge resources available to a wide range of entrepreneurs. The main role of AI in the banking business is to help customers grow, and with them to strengthen the country’s economy.