Almost 495 thousand Nizhny Novgorod residents put a self-ban on loans

By the beginning of November 2026, almost 495 thousand residents of the Nizhny Novgorod region set a self-ban on loans - according to this indicator, the region took the third place in the Volga Federal District.

In total, more than 4.7 million people put protection from obtaining loans in their name, that is, about every sixth resident of the district. Bashkortostan (over 761 thousand people) and Tatarstan (668.4 thousand) are the leaders, followed by the Nizhny Novgorod region, the Samara region and the Perm Territory - these five regions account for 59% of all who set the restriction.

In terms of population, the Nizhny Novgorod region was in the middle of the list: self-prohibition is valid for 16.3% of residents of the region. This is lower than in Chuvashia, Kirov region, Bashkortostan, Orenburg and Ulyanovsk regions, but higher than in Tatarstan and Samara region.

The service earned on the portal of public services in March 2025. After setting a self-prohibition, banks and microfinance organizations see a special mark and refuse to issue a loan or credit card. The restriction does not apply to mortgages, educational and car loans, as well as already concluded contracts; it can be withdrawn at any time through public services with an electronic signature.

From August 2025, it is possible to issue a self-prohibition in any branch of the MFC of the region, and from September 1 to participate in gambling: the minimum period of restriction is 12 months, it is impossible to withdraw the application early.