From 2027, when assigning child benefits, turnover on accounts will be taken into account

From April 1, 2027, when assigning a single allowance for children, they will take into account how much money passes through family bank accounts. The relevant version of the rules for the appointment of a single benefit is submitted for public discussion. These changes are made taking into account amendments to federal legislation adopted in the first reading, the Ministry of Labor of Russia reports.

Until April 1, the turnover will simply be analyzed – they will not affect the decision on the allowance. From April 1, these data will be taken into account when making a payment. This is already done in the Moscow region, Khanty-Mansiysk and Yamalo-Nenets districts.

What is considered the norm: turnover on accounts should not be more than twice the amount of all family income for the year. That is, if the family for the year received 500 thousand rubles, then the bills for this time can pass no more than 1 million rubles. If the amount is less, the allowance will be appointed.

This will not include transfers between family members, loans, tax deductions and money from the sale of property (if there are documents). Data will be collected automatically - you will not have to collect information. If the bank does not transfer information on time, the person will be able to bring the necessary information himself.

Recall that a single benefit is given to low-income families where the income per person is below the subsistence minimum.

The innovation changes the very approach to assessing need. Previously, they looked only at official income, now they will analyze the movement of money on accounts. This is logical from the point of view of combating unearmarked payments: if a family claims a low income, but its accounts are millions, the question arises about the source of these funds. However, the double income rule can create difficulties for those who receive money irregularly: for example, self-employed people, people with part-time jobs or those who sell property. It is important that transfers between family members and loans will not be considered turnover - this protects families who transfer money between their accounts or take out loans. But the question remains how accurate the data will be and what will happen if the information is incomplete. That is why the Ministry of Labor left the opportunity to independently provide information if the automatic system fails.

And do you think it is fair to take into account the turnover of accounts when assigning child benefits, or does this create additional difficulties for families who live on irregular incomes?