Tulyaks explained why it is dangerous to lend money without a receipt

Residents of the Tula region, lending money to friends or relatives, are recommended to draw up agreements in writing. According to lawyer Natalia Zhbanova, without a receipt or contract to prove the fact of the loan and return funds through the court is not easy.

According to a survey by T-Bank for 2026, only 45% of lenders returned the money. The lawyer advises to record in writing loans in the amount of more than 10 thousand rubles and do not rely only on trust or testimony.

Even payment documents do not always guarantee a refund. As an example, Zhbanova cited a case of 6.7 million rubles, in which the court refused the lender, despite the indication of the word “loan” in the appointment of payment.

Additional difficulties arise after the death of the debtor: heirs receive not only property, but also debts - within the value of the inheritance. According to the lawyer, legal proceedings for the recovery of the loan can continue for years.

To reduce the risk of financial losses, Tulyaks are recommended to issue a written confirmation of the transfer of money and the terms of their return in advance.

Earlier, “MK in Tula” wrote: Tulyak through the court returned money for tickets to the canceled concert of Kanye West. The decision in absentia has not yet entered into legal force - it can be appealed.