Volgograd residents told how to get a property deduction for the purchase of housing
The portal “Explain.rf” explained how the state allows you to return part of the funds spent on the purchase of housing, in the form of a property deduction. The maximum base for calculation is 2 million rubles. With personal income tax of 13%, the return amount reaches 260 thousand rubles, at a rate of 22% - 440 thousand rubles. If the cost of an apartment is below the limit, the deduction is calculated from the actual price according to the formula: the basis for calculating × the personal income tax rate.
In addition, you can issue a refund of tax on mortgage interest - within the limit of 3 million rubles. Depending on the personal income tax rate, the amount of compensation will be up to 390-660 thousand rubles.
The right to deduct is for those who pay personal income tax in Russia. However, there is no benefit if housing is purchased:
The deduction can be made in three ways:
Separate rules apply to special categories of citizens:
