Volgograd explained the rules for the use of matcapital
The Social Fund of Russia told what purposes can be spent funds of maternity capital and when the family has the right to dispose of them

As a general rule, the use of matcapital is allowed after the child, in connection with the birth of which the certificate was issued, turns 3 years old. However, for a number of areas do not have to wait - funds can be directed to them immediately after the appearance of the baby.
What you can pay without waiting 3 years:
After the child reaches 3 years of age, the funds are allowed to be used for:
In addition, maternity capital can be directed to the formation of a funded pension.
In some cases, flexible options are possible. For example, if the certificate was issued after the birth of a son, and later a daughter appeared in the family, the amount of matkapital increases. Parents can either wait until the first child turns 3 and pay for classes (for example, in English), or immediately send funds to pay for kindergarten.



