Contributions of Kostromics to the program of long-term savings reached 4.8 billion rubles

By the beginning of October 2026, residents of the Kostroma region had accumulated 4.8 billion rubles on accounts under the long-term savings program. Since the launch of the program in January 2024, about 72 thousand residents of the region have joined it.

Almost 23,000 people signed contracts during 2026. On average, participants contributed 66.3 thousand rubles to their accounts. The volume of actual contributions under new contracts issued since the beginning of this year amounted to 637 million rubles.

The program allows you to form savings to receive additional income in the future, including as an increase in pensions, or create a financial reserve. To participate, it is necessary to conclude an agreement with a non-state pension fund and transfer contributions. The state can additionally send to the account up to 36 thousand rubles annually.

The program is also allowed to transfer previously formed pension savings. The funds are invested by the non-state pension fund, and the contributions and the received investment income are protected by the state guarantee system in the amount of up to 2.8 million rubles. At the same time, transferred pension savings, state supplements and income from them are fully protected and are not included in the specified limit.

As explained by the acting manager of the Kostroma branch of the Bank of Russia Yulia Kazmaly, you can usually use savings 15 years after the conclusion of the contract. Another option is to reach a set age: 55 years for women and 60 years for men.

The law provides for the possibility of early receipt of money under certain life circumstances. In particular, the funds are allowed to be used in case of loss of a breadwinner or the need to pay for expensive treatment.