Residents of Komi told how to distribute savings

Residents of Komi explained that the contribution and savings account differ in their functions. It is important to understand that money can be withdrawn from a savings account at any time, and the deposit involves long-term savings.

First, it is necessary to determine the amount of the reserve that cannot be frozen, and leave it in the savings account. The remaining funds can be placed in deposits with different terms to get the maximum benefit.

It is important to clarify in advance how the bank accrues interest on the savings account so that the withdrawal of part of the amount does not reduce income. It is better to send money to the deposit that will not be needed until a certain date.