The Volga-Vyatka Bank of Sberbank helped 8.5 thousand families to maintain financial stability

The most popular debt settlement program was loan restructuring

In the third quarter of 2026, Sber helped more than 8.5 thousand families from nine regions to avoid financial difficulties. The total volume of settled debt exceeded 6.5 billion rubles, which is 21% more than in the second quarter.

Since the beginning of the year, 23 thousand families have solved their problems with loans with the support of the Volga-Vyatka Bank of Sberbank, and the volume of settled debt for this period amounted to 17 billion rubles.

Alexander Filkin, Deputy Chairman of the Volga-Vyatka Bank of Sberbank:

“When a person is faced with financial difficulties, he needs quick help. We note that in the third quarter, the number of requests for support increased by 6%, as more borrowers use government support measures and programs of the bank to solve problems with loans. These tools allow you not to bring the situation to bankruptcy and save your property. It is important for us to give everyone a real tool to restore financial stability so that people can regain confidence in the future.”.

For people who find themselves in a difficult financial situation, Sber offers different ways out of this situation. We are talking about both the measures of state support provided for by law and the bank’s own programs. These tools allow you to settle debts on any type of loans: mortgages, consumer loans, car loans and credit cards.

Credit and mortgage holidays are instruments provided by law. In terms of settlement, they occupy the second place: in the third quarter they were issued by 2.1 thousand people, settling debts by 2.5 billion rubles.

If a person cannot take advantage of credit or mortgage holidays, Sber offers borrowers their own settlement options. The most popular program is restructuring, with the help of which you can temporarily reduce the monthly payment on the loan. According to the results of the third quarter, 5.8 thousand families used this tool, settling debts by 3.3 billion rubles.

In the period from July to September, 538 borrowers took advantage of a comprehensive settlement in the presence of debt obligations not only to Sber, but also to other banks, optimizing their load on loans in the amount of 630 million rubles.

Those who have a long delay, which is at the judicial stage or the stage of enforcement proceedings, can benefit from the settlement agreement. In the third quarter, such agreements were concluded by 73 people for 33 million rubles.

In emergency situations, Sber offers customers to repay the debt by selling collateral through the digital platform Portal DA. Since the beginning of the year, borrowers across Russia have sold their assets on this site for a total of 1.285 billion rubles.

At the stage of bankruptcy, settlement is also possible: in the third quarter, 250 customers used such tools. This allowed them to avoid bankruptcy proceedings and regain their solvency.

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