ICD launched the contribution of “ICD. New Year’s hit” with a rate of up to 14% per annum

The Moscow Credit Bank launched a new deposit, follows from the updated tariffs on the website of the credit institution, which were read by RBC Investments.

ICD deposit. New Year's hit can be opened for periods from two months to one and a half years. The stakes will be:

for two months - 13.3%; for three, four and six months - 13.5%; for one year - 12.9%; for one and a half years - 14%.

The deposit amount is from а10 thousand to а5 million. Interest is paid at the end of the term, there are no additional options.

Earlier, the credit institution announced the launch of a new contribution “ICB. Advantage Promo” on the platform “Finservices”.

Average deposit rates

RBC Investments calculated the average maximum rate on deposits in the top 10 largest banks. On November 10, depending on the date, it is:

for three months - 13.49% (unchanged for the week); for six months - 13.41% (+0.05 p.p.); for one year - 12.70% (+0.06 p.p.).

When calculating the average maximum rate, deposits in the amount of е100,000 were taken into account without additional conditions, except for new money or new customers. All rates are indicated in an effective amount (for deposits with capitalization, the maximum yield is given when this condition is met), without the possibility of withdrawal and replenishment of the account.

As of November 10, according to the daily FRG100 index, in the 81 largest banks, the average deposit rate for the amount of ам100 thousand, depending on the term, is:

for one month - 12.23% (-0.03 p.p. per week); for three months - 13.02% (+0.02 p.p.); for six months - 12.77% (unchanged); for a year - 11.90% (unchanged).

Rates are indicated excluding allowances and financial platforms.

The most favorable deposit rates for November 10

According to the monitoring of RBC Investments, as of November 10, according to the proposed yield, depending on the term, the leaders are:

for three months - Bank Dom.RF with a rate of 14.5%; for six months - PSB with a rate of 14.4%; for one year - PSB with a rate of 14.0%.

Deposits in the amount of ы100,000 were counted without additional conditions, except for new money or new customers. All rates are indicated in an effective amount (for deposits with capitalization, the maximum yield is given when this condition is met), without the possibility of withdrawal and replenishment of the account.

Which banks have changed deposit rates

According to the monitoring of RBC Investments, among the top 10 banks this week, from November 9, changed rates or conditions for savings products:

PSB announced an increase in rates on savings accounts Gazprombank announced a change in the rate on the savings account; T-Bank raised rates on non-renewable deposit; ICD launched the contribution “ICD. New Year’s hit” with a rate of up to 14% per annum.

The conditions for deposits and savings accounts specified in the material are not a public offer, they are placed solely for preliminary acquaintance. Before making a decision on the placement of funds in a banking organization, it is necessary to specify in it the full conditions on the date of opening the deposit.