Voronezh region took 21st place in Russia on preferential mortgage

In September 2026, the Voronezh region entered the top 21 regions of the country in terms of mortgage loans with state support. For the month, residents of the region issued 1,133 such loans in the amount of 5.95 billion rubles, the press office of the United Credit Bureau reported.

The average loan amounted to 5.25 million rubles, the average term was 27 years and 3 months. Compared to August, the number of issuances increased by 34%, and their total volume by 38%.

In January-September 2026, Voronezh residents took 5.47 thousand preferential mortgages for 27.85 billion rubles. The average check amounted to 5.09 million rubles, and the loan term remained at the level of 27 years and 3 months.

In the country as a whole, September was the most productive month since the beginning of the year: banks issued 70.37 thousand soft loans - twice as much as in August (35.61 thousand), and 41% more than in September 2025 (49.83 thousand). The total volume of such loans reached 430.68 billion rubles, which is twice the August figure (214.94 billion) and 48% more than a year earlier (291.99 billion).

Loans with state support accounted for 53% of the total number of issued mortgages and 67% of their total volume. The market mortgage took 47% in number and 33% in volume. The average amount of a concessional loan in the country increased to 6.12 million rubles, the average term - up to 27 years and 5 months.

The five leaders in terms of concessional lending included Moscow (5.68 thousand loans for 51.64 billion rubles), the Moscow region (4.15 thousand for 34.46 billion), St. Petersburg (3.65 thousand for 28.07 billion), Bashkortostan (2.84 thousand for 15.35 billion) and Tatarstan (2.59 thousand for 15.31 billion). The largest loans were issued by residents of Moscow - an average of 9.1 million rubles, the Moscow region - 8.31 million and the Northern capital - 7.7 million.

The longest average loan term under state programs was recorded in Ingushetia and Tuva - 29 years, the shortest (21 years and 1 month) - in the Jewish Autonomous Region. For nine months of 2026, residents of Yakutia showed the greatest interest in preferential mortgages: since the beginning of the year, about six such loans have been issued there for every thousand residents.