VTB increased the rate on VTB-Vlad for two months to 14% per annum

Since October 16, VTB has changed rates on VTB-Vlade and the savings account "Family piggy bank", follows from the updated tariffs on the website of the credit institution, which were familiarized with "RBC Investments".

Now the rates for VTB-VDeposit have been increased for a period of two months:

up to 14% per annum - with the payment of interest at the end of the term; up to 13.9% per annum - with the payment of interest monthly.

Thus, the maximum deposit rate has changed and is 14% per annum for a period of two months. Such rates are available for new customers/new money, subject to depositing online.

The new investor is a client who has not had deposits or savings accounts in VTB over the past six months.

New money is an amount that has not been deposited in VTB accounts or deposits in the past three months. The premium to the yield of the deposit is fixed for the entire period of the deposit. The money will be considered new until the end of the day, until 23:59 GMT.

The minimum deposit amount is х10 thousand for online registration and х50 thousand for bank offices.

In addition, VTB raised the surcharge for connecting loved ones rate on the savings account “Family piggy bank”. Now the maximum rate is 12% per annum, the base rate remained at 4% per annum. Interest is charged on the daily balance. The maximum number of account participants other than the owner is five.

Earlier, the bank reported on changes in the terms and rates for VTB-Vlade.

Average deposit rates

RBC Investments calculated the average maximum rate on deposits in the top 10 largest banks. As of October 16, depending on the date, it is:

for three months - 13.45% (-0.01 p.p. for the week, from october 9); for six months - 13.33% (+0.04 p.p.); for one year - 12.63% (+0.01 p.p.).

When calculating the average maximum rate, deposits in the amount of е100,000 were taken into account without additional conditions, except for new money or new customers. All rates are indicated in an effective amount (for deposits with capitalization, the maximum yield is given when this condition is met), without the possibility of withdrawal and replenishment of the account.

As of October 16, according to the daily FRG100 index, in the 81 largest banks, the average deposit rate for the amount of ам100 thousand, depending on the term, is:

for one month - 12.28% (+0.02 p.p. per week); for three months - 13.05% (+0.01 p.p.); for six months - 12.83% (unchanged); for a year - 11.88% (+0.01 p.p.).

Rates are indicated excluding allowances and financial platforms.

The most favorable rates on deposits on October 16

According to the monitoring of RBC Investments, as of October 16, according to the proposed yield, depending on the term, the leaders are:

for three months - Bank Dom.RF with a rate of 14.5%; for six months - PSB with a rate of 14.15%; for one year - PSB with a rate of 13.9%.

Deposits in the amount of ы100,000 were counted without additional conditions, except for new money or new customers. All rates are indicated in an effective amount (for deposits with capitalization, the maximum yield is given when this condition is met), without the possibility of withdrawal and replenishment of the account.

Which banks have changed deposit rates

According to the monitoring of RBC Investments, among the top 10 banks this week, from October 12, changed rates or conditions for savings products:

Alfa-Bank multidirectionally changed the rates on deposits; VTB raised rates on VTB-Vlade for two months and raised rates on the savings account.

The conditions for deposits and savings accounts specified in the material are not a public offer, they are placed solely for preliminary acquaintance. Before making a decision on the placement of funds in a banking organization, it is necessary to specify in it the full conditions on the date of opening the deposit.