A million per year will be an achievable goal for Murmansk residents with austerity

Residents of the Murmansk region, who want to save a million rubles a year, need to save about 83 thousand rubles a month. If you place money on a deposit at 15% per annum and regularly replenish it, the amount of monthly savings can be reduced to 77-78 thousand rubles. This was reported in News.ru.

To collect such an amount, with an income of 150 thousand rubles per month, you will need to save about half of your earnings, and the rest of the money will be sent to everyday expenses. It is important to consider the cost of housing, groceries, transport and other necessary purchases.

With a salary of up to 90 thousand rubles, it is much more difficult to accumulate a million per year: for this you will have to save most of the income. In this case, it is worth considering an increase in earnings, a reduction in unnecessary expenses or an increase in the period of accumulation.

The main condition is to regularly postpone the selected amount and control the budget. Before opening a deposit, it is also worth comparing the conditions of banks and checking whether deposit insurance covers it.

Earlier, “MK in Murmansk” reported that in the Murmansk region want to introduce new payments to police.