Pensions will increase several times: what increases are planned for 2027 and 2028

The procedure for indexation of insurance pensions in Russia is expected to be significantly adjusted. Based on the draft budget of the Social Fund for 2027-2029, the authorities intend to transfer the schedule for reviewing payments to a two-stage system.

Already in 2027, the increase is planned to be held in two receptions: February 1 and April 1. Preliminary calculations point to growth of 6.8% in the first quarter and additional indexation of 3.3% in the spring. The total amount of the increase is always calculated individually and directly depends on the current size of the pension of a particular citizen.

Thanks to this scheme, by the end of 2027, the average old-age insurance pension for unemployed citizens can reach a psychologically important mark of 30 thousand rubles. For 2028, a two-stage indexation is also being laid, although the exact interest rates will be approved later, based on real macroeconomic indicators and the final parameters of the state budget.

Experts urge not to confuse this data with popular online rumors about “five guaranteed increases in a row”. We are talking about the planned stages of indexation, stretched for several years ahead. The draft budget sets only the general vector, and the final amounts will be fixed by separate government decrees. Therefore, recipients of payments should focus on official documents, and not on preliminary figures from drafts.

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