Self-ban on loans installed 260 thousand Leningrad residents

The press service of the regional digital development committee said that residents of the region have already submitted 257.2 thousand applications for self-banning loans. 100,000 applications were received during the year. This data was provided by the Ministry of Digital Affairs of the Russian Federation.

Self-prohibition on lending - in these days, the service is relevant. On the one hand, the debt load of Russians is growing, and some people find it difficult to refrain from taking a loan, because you can do it without leaving home.

On the other hand, it is a protection against fraudsters. If someone finds out the personal data and decides to apply for an online loan, the bank will first check for the existing restrictions and require the borrower to come to the office in person.

Self-prohibition is easy. This can be done through the public service portal. Simply select the button “Setting a Prohibition of Credit”. And then specify the type of prohibition. It can be complete or partial. Then you need to check the correctness of filling in the application and sign it with an electronic signature. This is done through the application "Goslyn".

Another option is to go to the MFC and issue a self-prohibition there. We add that you can install or remove a self-prohibition unlimited number of times and completely free of charge. And to check whether it is installed on you, you can also on the “public services”.

Earlier, “MK in the Leningrad region” told how crooks learned to steal data from “State services” of Leningrad residents through video calls.