In the Bryansk region increased the number of mortgage transactions
The volume of issued housing loans for the month increased by 3%, according to Business Journal.
In August, banks issued 658 mortgage agreements in the Bryansk region. Compared to July, the number of transactions increased by 1%, and relative to June - by 4%. The volume of issued housing loans for the month increased by 3%, according to Business Journal.
Against the background of other regions of the Central Federal District, the Bryansk region showed positive dynamics. In general, in the Central Federal District in August, mortgage loans were issued for 728.4 billion rubles - about 2% more than in July. Compared to June, the number of contracts decreased by 15%.
In terms of the number of mortgage transactions, the Bryansk region was ahead of Ryazan, where 634 contracts were concluded in August. In the Tula and Belgorod regions, the figure was higher - 825 and 837 transactions, respectively. Among the leaders of the district in terms of total lending, the Bryansk region was not included.
Experts associate fluctuations in the mortgage market with seasonality and changes in the conditions of the family mortgage. In June, many borrowers sought to issue loans before the expected tightening of the program, so some of the demand was realized earlier. An additional factor remains the high cost of market mortgages, which some buyers postpone the purchase of housing.
According to market participants, in the autumn mortgage lending may face a new decline in activity. The dynamics will be affected by the terms of preferential programs, the cost of real estate, the size of the down payment and the decision of the Bank of Russia at the key rate.
August indicators show that in the Bryansk region the mortgage market still maintains positive dynamics. However, it will be possible to talk about long-term growth after assessing the results of the next months.
