In the Kursk region, the court refused insurance because of the flying stone

The company wanted to compensate for damage from damage to the insured car and return the state duty.

According to the plaintiff, in November 2022, the insured Scania got into an accident. The company decided that the accident occurred due to traffic violations by the truck driver. The truck that followed suffered mechanical damage. The company recognized the case as insurance and paid more than 290 thousand rubles for repairs. The responsibility of the culprit at that time was not insured, and the defendants ignored the pre-trial offer.

According to the materials of the case, when the driver was driving Scania, rocks flew from under the wheels and hit the car behind. The injured car was insured under the Casco. The lessor applied to the insurance with a statement of damage to the windshield and the right headlights. The repair was estimated at more than 290 thousand rubles and agreed on the insurance act.

The court found that there was no information in the case confirming these injuries. The plaintiff did not bring any other evidence. The parties did not argue that the heavy truck was damaged during the passing traffic due to the ejection of stones.

Traffic violations, negligence or negligence on the part of the truck driver, the court did not find. He is not guilty, he could not have foreseen what happened. The behavior of the driver of the affected car, the court assessed according to paragraph 9.10 traffic rules: you need to keep such a distance and lateral interval to avoid a collision.

As a result, the guilt of the Scania driver in the accident was considered unproven by the court. There were no grounds to impose damages on the defendants, so the claim was rejected. The decision has not yet entered into force and can be appealed.