It became known how many years will pay off the apartment for rent in Penza
Buying an apartment for subsequent rental remains one of the ways to invest. However, the profitability of such housing varies significantly from city to city: both the cost of the property itself and the size of the monthly fee that the tenant is willing to give are important. Analysts have calculated these figures for Penza.
Buying an apartment for subsequent rental remains one of the ways to invest. However, the profitability of such housing varies significantly from city to city: both the cost of the property itself and the size of the monthly fee that the tenant is willing to give are important. Analysts have calculated these figures for Penza.
According to “RIA Novosti Real Estate” with reference to the data of “Tsiana”, the average cost of a one-room apartment with an area of 38 square meters in Penza in 2026 is 3.98 million rubles. You can rent such housing for an average of 17.9 thousand rubles per month.
With this ratio of the cost of the apartment and the rental rate, the nominal yield is 5.4% per annum. The estimated payback period of housing through rent reaches 18.5 years.
For comparison, in neighboring Saransk, analysts also estimated a yield of 5.4%, but the estimated payback period there is slightly longer - 18.6 years. In Saratov, the indicator is 6.4% with a payback period of 15.7 years, and in Ulyanovsk - 6.3% and 15.9 years, respectively.
The most profitable among the large Russian cities presented in the study was Grozny. The average “odnushka” there costs 3.47 million rubles, and is rented for 27.1 thousand rubles a month. The nominal yield reaches 9.4% per annum, and the estimated payback period is 10.7 years.
Among the cities with high profitability were also Astrakhan - 8.9%, Yuzhno-Sakhalinsk - 8.7%, Salekhard - 8.6%, Nalchik and Khabarovsk - 8.3% each.
At the other end of the list are Sevastopol, where the figure is 4.2%, Kazan – 4.5%, Moscow – 4.6%, Vladivostok – 4.7% and St. Petersburg – 4.8%. The estimated payback period of a one-room apartment in these cities is from 21 years to 23.7 years.
At the same time, the above indicators are nominal. In the calculations, analysts did not take into account inflation, taxes, utility payments, maintenance and depreciation costs of the apartment, as well as possible periods when housing remains without tenants. Therefore, the actual profitability of the owner may differ.
